By earn 
The Key Financial Highlights of L&T Finance Holdings, RBL Bank, and Jammu and Kashmir Bank, provide a comprehensive overview of their Performance in terms of Retail Loans, Deposits, Advances, and CASA ratio.
L&T Finance Holdings: Strong Performance in Retail Loans
L&T Finance Holdings has reported robust figures in its retail loan segment for Q3. The company estimates its retail loan book at Rs 74,750 crore, reflecting an impressive YoY growth of 31%. Additionally, retail disbursements saw a substantial increase, reaching Rs 14,500 crore, a YoY surge of 25%. The portfolio realization rate is projected to be an impressive 91% at the close of Q3. To support its financial activities, L&T Finance Holdings successfully raised Rs 500 crore through a private placement of non-convertible debentures.
🟠 RBL Bank: Positive Growth in Deposits and Advances
RBL Bank has posted encouraging figures in its financial report for the current period. Total deposits stand at Rs 92,743 crore, indicating a notable YoY growth of 13%. The gross advances of the bank also witnessed a significant increase, reaching Rs 81,870 crore, reflecting a YoY growth of 20%. The CASA (Current Account Savings Account) ratio, however, experienced a slight dip, standing at 33.8% compared to 36.6% YoY.
🟠 Jammu and Kashmir Bank: Stable Performance with a Slight Dip in CASA Ratio
Jammu and Kashmir Bank has maintained stability in its financial performance. The total deposits for the period reached Rs 1.28 lakh crore, showing a modest YoY growth of 9%. Gross advances also registered positive growth, reaching Rs 93,626 crore, reflecting a YoY increase of 14.1%. However, the CASA ratio experienced a slight decline, standing at 50.59% compared to 53.71% YoY.
