📅 28 June 2026 | EarnFree.in | XRP & Ripple
A viral headline on crypto.news this week says it plainly: “Ripple is quietly becoming a bank.” The company behind XRP has signed settlement-layer partnerships with JPMorgan, Deutsche Bank, and SBI Holdings Japan. Goldman Sachs disclosed a $150M+ position in the Bitwise XRP ETF. The XRP ETF crossed $1.3B in cumulative inflows with zero net outflow days. And CEO Brad Garlinghouse, while publicly slamming Michael Saylor’s Bitcoin funding strategy, dropped a bombshell: XRP holders may receive a “special arrangement” in Ripple’s planned IPO.
🏦 Ripple’s Banking Buildout — Complete Picture
| Partner | What Ripple Powers | Status |
|---|---|---|
| JPMorgan Kinexys | Cross-border settlement treasury | ✅ Live |
| Deutsche Bank | European payments infrastructure | ✅ Live |
| SBI Holdings Japan | Acquiring crypto exchange — closes Oct 2026 | 🔜 Closing |
| Singapore MAS | Cross-border settlement testing on XRPL | ✅ Live |
| Goldman Sachs | $150M+ in Bitwise XRP ETF | ✅ SEC disclosed |
| XRP ETF total inflows | $1.3B+ — fastest to $1B after ETH ETF | ✅ Zero outflow days |
| Exchange XRP supply | -57% — massive supply leaving exchanges | ✅ Bullish signal |
💥 Garlinghouse Slams Saylor — The Viral X Post
Ripple CEO Brad Garlinghouse went viral this week with a direct attack on Michael Saylor’s Bitcoin treasury strategy. Strategy (formerly MicroStrategy) currently sits on a $12 billion unrealised loss on its BTC position, with its preferred stock STRC hitting record lows. Garlinghouse called Saylor’s model “financial engineering built for a bull market, now spinning in reverse,” arguing XRP delivers real cross-border payment utility that pure digital-gold narratives cannot. The post garnered 45,000+ retweets. Garlinghouse also hinted that XRP holders may receive preferential IPO access when Ripple goes public — though no formal terms have been announced.
🇮🇳 XRP for Indian Investors — Setup
- 💰 XRP current price: $1.04 (INR ≈ ₹87.5)
- 🟢 Accumulation zone: $0.95–$1.10
- 🔴 Key support: $1.0462 (June 25 cycle low) — do not close below
- 🎯 CLARITY Act target: $3–$5
- 🚀 Standard Chartered 2026 target: $8.00 on institutional ETF flows
- 🔑 India angle: SBI partnership via SBI Holdings Japan is the clearest bridge between XRP and Indian banking system
⚠️ Disclaimer: This is not financial advice. XRP is a highly volatile asset. Regulatory outcomes are uncertain. Always consult a SEBI-registered advisor before investing.
Related posts:
