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Author: Raj Gaurav Rai

Raj Gaurav Rai is the founder and chief editor of EarnFree.in with 10+ years of experience in Indian equity markets, technical analysis, Nifty 50, Bank Nifty F&O trading, cryptocurrency and financial journalism. He actively trades NSE/BSE equities and crypto markets, ensuring all analysis is grounded in real market experience. Based in Varanasi, Uttar Pradesh, India.
Crude Crashes to $73.74 — What India’s $40 Billion Annual Saving Means for Inflation, Rupee and Nifty
  • Commodities

Crude Crashes to $73.74 — What India’s $40 Billion Annual Saving Means for Inflation, Rupee and Nifty

  • Raj Gaurav Rai
  • June 27, 2026

Brent crude has crashed 42% from the $126 war-peak to $73.74. Saudi Aramco tankers are exporting again. For India — which imports 85% of its oil — this means $40 billion in annual savings, rupee stability, lower inflation and potential fuel price cuts. Full breakdown of which sectors and stocks win.

Monsoon 43% Below Normal — What Happens to Food Prices, RBI Rates and Rural Stocks If It Stays Deficient
  • Stock Market

Monsoon 43% Below Normal — What Happens to Food Prices, RBI Rates and Rural Stocks If It Stays Deficient

  • Raj Gaurav Rai
  • June 27, 2026

India’s monsoon is 43% below normal as of late June 2026. Maharashtra, MP, UP and Rajasthan are all deficient. What happens to food prices, RBI rate cuts, and rural stocks if it stays this way through July? Full scenario analysis and stocks to watch.

ITR Filing 2026: July 31 Deadline, Crypto Reporting Now Mandatory, New Capital Gains Rules — Complete Guide
  • Finance

ITR Filing 2026: July 31 Deadline, Crypto Reporting Now Mandatory, New Capital Gains Rules — Complete Guide

  • Raj Gaurav Rai
  • June 27, 2026

July 31 ITR filing deadline is 34 days away. Major changes this year: new tax regime in Form 16, mandatory crypto reporting, new capital gains statement format, and a challan correction system. Complete guide for FY2025-26 ITR filing for salaried individuals and investors.

10 Crore SIP Accounts, ₹26,000 Crore Monthly — How India’s Retail Investors Are Saving Dalal Street
  • Investing

10 Crore SIP Accounts, ₹26,000 Crore Monthly — How India’s Retail Investors Are Saving Dalal Street

  • Raj Gaurav Rai
  • June 27, 2026

India now has 10 crore active SIP accounts pouring ₹26,000+ crore into markets every month. DIIs bought ₹5,748 crore in a single day as FIIs sold. Here is why ordinary Indian investors are now Dalal Street’s ultimate backstop — and what you should do with your SIPs right now.

India GDP Grows 7.7% in FY26 — Fastest in G20 — What It Means for Your Stocks, Bonds and Real Estate
  • Business News

India GDP Grows 7.7% in FY26 — Fastest in G20 — What It Means for Your Stocks, Bonds and Real Estate

  • Raj Gaurav Rai
  • June 27, 2026

India’s GDP grew 7.7% in FY26 — fastest since FY22 and the best performance among G20 nations. Despite ₹100+ crude, FII selling and a weak monsoon. Here is what is driving this growth and what it means for stocks, bonds, real estate and your money.

Petrol ₹94.72 in Delhi, Crude Crashes 42% — When Will India Finally Cut Fuel Prices?
  • Commodities

Petrol ₹94.72 in Delhi, Crude Crashes 42% — When Will India Finally Cut Fuel Prices?

  • Raj Gaurav Rai
  • June 27, 2026

Petrol is ₹94.72/litre in Delhi, ₹104.21 in Mumbai. Crude has crashed 42% to $73.74. But Indian fuel prices haven’t budged yet. Here are today’s city-wise petrol-diesel rates — and when you can actually expect a price cut.

Laurus Labs Up 30% in 2026 After 148% Profit Jump — Buy, Hold or Book Profits Now?
  • Stock Market

Laurus Labs Up 30% in 2026 After 148% Profit Jump — Buy, Hold or Book Profits Now?

  • Raj Gaurav Rai
  • June 27, 2026

Laurus Labs posted 148% profit growth in FY26. Revenue up 23%. Stock up 30% YTD and at record highs. CDMO business surging. ₹3,000 crore capex underway. Should you buy now, hold, or book profits? Full analysis for Indian investors.

FMCG Stocks Down 10% in 2026 — Is the Pain Finally Over Now That Crude Crashed Below $74?
  • Stock Market

FMCG Stocks Down 10% in 2026 — Is the Pain Finally Over Now That Crude Crashed Below $74?

  • Raj Gaurav Rai
  • June 27, 2026

FMCG index is down 10% in 2026 — ITC, Dabur, Godrej Consumer all battered by crude-driven input cost spikes. But Brent is now at $73.74 — 42% below the war peak. Is the FMCG pain over? Stock-by-stock analysis and what to buy now.

Record ₹39,640 Crore FII Inflow Into India Bonds in June — The Story Everyone Is Missing
  • Finance

Record ₹39,640 Crore FII Inflow Into India Bonds in June — The Story Everyone Is Missing

  • Raj Gaurav Rai
  • June 27, 2026

While FIIs are selling Indian equities, a record ₹39,640 crore poured into Indian government bonds in June 2026. Capital gains tax exempted. Bloomberg index inclusion imminent. Here is what it means for your rupee, interest rates and debt mutual funds.

Gold Crashes to 7-Month Low at ₹1,42,750/10gm, Silver at ₹2.40L/kg — Buy the Dip or Wait?
  • Commodities

Gold Crashes to 7-Month Low at ₹1,42,750/10gm, Silver at ₹2.40L/kg — Buy the Dip or Wait?

  • Raj Gaurav Rai
  • June 27, 2026

Gold is at ₹14,275/gm (24K) — a 7-month low and 13% below its April peak. Silver has crashed 22% to ₹2,40,000/kg. Crude is at $73.74. Is this the buying opportunity? Current rates, what is driving the correction, and what you should do right now.

India Housing Sales Surge 19% in Q2 2026 — Bengaluru Up 47%, Navi Mumbai Jumps 61% on Airport Boom
  • Stock Market

India Housing Sales Surge 19% in Q2 2026 — Bengaluru Up 47%, Navi Mumbai Jumps 61% on Airport Boom

  • Raj Gaurav Rai
  • June 27, 2026

India’s top 9 cities sold 1,12,458 homes in Q2 2026 — up 19% year-on-year. Bengaluru surged 47%, Navi Mumbai exploded 61% on airport buzz. New supply jumped 43%. Here is what it means for buyers, investors and realty stocks.

July 1 Changes That Will Hit Your Wallet — Railway Fines Doubled, LPG Prices Reset, Aadhaar Email Free
  • Business News

July 1 Changes That Will Hit Your Wallet — Railway Fines Doubled, LPG Prices Reset, Aadhaar Email Free

  • Raj Gaurav Rai
  • June 27, 2026

July 1 is 4 days away and 7 big changes are coming that will directly affect your money. Railway fines double, LPG prices reset, Aadhaar email update goes free, HDFC credit card lounge rules tighten, MGNREGA replaced. Here is everything you need to know.

Jio IPO 2026 — India’s Biggest IPO Ever: Date, Price Band, Lot Size & Should You Apply?
  • Investing

Jio IPO 2026 — India’s Biggest IPO Ever: Date, Price Band, Lot Size & Should You Apply?

  • Raj Gaurav Rai
  • June 27, 2026

Jio Platforms filed its IPO DRHP with SEBI on June 19, 2026 targeting a ₹15 lakh crore ($180 billion) valuation — India’s biggest IPO ever. Date, price band, lot size, GMP prediction and whether you should apply — complete guide for Indian investors.

FIIs Sold ₹64,761 Crore in June — Should You Panic or Buy the Dip?
  • Stock Market

FIIs Sold ₹64,761 Crore in June — Should You Panic or Buy the Dip?

  • Raj Gaurav Rai
  • June 27, 2026

FIIs sold ₹64,761 crore from Indian markets in the first half of June 2026 alone. Here is exactly what is driving the exodus, which stocks are most exposed, and — most importantly — what Indian retail investors should actually do right now.

Nifty Reopens Monday After Muharram — 5 Big Triggers That Will Move Markets This Week
  • Market

Nifty Reopens Monday After Muharram — 5 Big Triggers That Will Move Markets This Week

  • Raj Gaurav Rai
  • June 27, 2026

Indian markets reopen Monday June 29 after Muharram. Nifty at 24,056, Sensex 77,072. US PCE data, India-US trade deal deadline, Iran-Hormuz crude, Q1 earnings kickoff and FII reversal — 5 triggers that will decide market direction this week.

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