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JPMorgan Downgrades HCL Tech, Wipro & Tata Technologies — AI Disruption Warning | Is Indian IT in Structural Decline? Buy, Hold or Sell? | June 24 2026

JPMorgan downgraded HCL Technologies, Wipro and Tata Technologies on June 24 2026, citing AI disruption, cautious enterprise spending and geopolitical uncertainty. This follows Accenture’s guidance cut which crashed Infosys 6.5%, TCS 3.2%. Nifty IT down 4%+ in a week. Is this a temporary blip or structural decline? Full analysis — AI disruption thesis, stock-wise breakdown and buy/hold/sell verdict for Indian IT investors.