Category: Latest

Latest financial and market news — updated throughout the day on EarnFree.in

EPFO 8.25% Interest Rate FY26 — Being Credited to 7 Crore Accounts This Month | How to Check EPF Balance Now | EPFO 3.0 UPI Update

EPFO 8.25% interest rate for FY2025-26 approved by Finance Ministry and being credited to 7 crore+ EPF accounts in June 2026 — third consecutive year at same rate. How to check EPF balance via UMANG app, missed call, SMS and UAN portal. EPFO 3.0 UPI ATM withdrawal coming soon. EPF vs PPF vs FD comparison and VPF strategy guide.

RBI New Rules 2026 — Banks Cannot Force Insurance with Loans, Dark Patterns Banned, Refund Mandatory if Mis-Sold | Effective Jan 1 2027

RBI’s Responsible Business Conduct Second Amendment Directions 2026 — effective January 1 2027 — bans banks from forcing insurance with loans, prohibits dark patterns on apps/websites, makes refunds mandatory for mis-sold products, requires marketing consent, and ends aggressive incentive-driven sales. Influencers promoting financial products now also covered. What every Indian bank customer must know.

NSE IPO 2026 Complete Guide — Date, ₹30,000 Cr Size, ₹5 Lakh Cr Valuation | LIC Largest Seller | Should You Invest? [EarnFree]

NSE IPO 2026 complete guide: DRHP filed June 17 with SEBI. India’s biggest-ever corporate listing at Rs 25,000-30,000 crore — 100% OFS. LIC is largest seller at 10.72% stake. NSE valuation Rs 5 lakh crore+. PAT Rs 10,302 crore FY26 with 55% margin. 92.99% cash market share, near monopoly in equity futures. IPO date timeline, key risks, valuation and should you invest? Full guide.

💰 LIC ₹10 Dividend Record Date Tomorrow June 25 | Bajaj Auto ₹5,633Cr Buyback Today | Should You Buy? | Corporate Action Calendar

LIC ₹10/share dividend record date is tomorrow June 25 2026 (ex-date June 26). Bajaj Auto ₹5,633 crore buyback at ₹12,000/share record date is today June 24. Asian Paints ₹23, HUL ₹27.50, Power Grid ₹7 dividends this week. Should you buy LIC? Full corporate action calendar, who qualifies, tax implications and dividend income strategy guide.

🏛️ US Fed Holds Rates at 4.25-4.50% — September Cut 72% Likely | Full Impact on Nifty, Bitcoin, Gold & Rupee | June 24 2026

US Federal Reserve kept rates at 4.25-4.50% on June 24 2026 with a September cut now 72% probability. Jerome Powell: “conditions for policy adjustment could emerge.” Full impact analysis: Nifty bullish (FII inflows expected), Bitcoin targeting $68K+, gold could recover to ₹1.55L/10g, rupee to strengthen toward ₹92-93. RBI rate cut window opens further. Complete guide for Indian investors.

📊 Gold Rate Today June 24 2026 — 24K ₹14,520 | 22K ₹13,309 | Silver ₹2.42L | Petrol ₹111 | Dollar ₹94.48 | Bitcoin $63,890 | All Rates

Gold rate today June 24 2026: 24K gold ₹14,520/gm (-₹71), 22K gold ₹13,309/gm. Silver ₹2,42,000/kg. Petrol ₹111.18 (Delhi), diesel ₹97.83, LPG ₹941.50. Dollar ₹94.48. Crude oil $73.12 on US-Iran progress. Bitcoin $63,890 (₹60.5L). Sensex 75,768. Complete all-rates dashboard for June 24 2026 — and petrol price cut watch.

⚡ Bitcoin Price Today June 24 2026 — BTC $63,890 (₹60.5L) | Fed Rate Decision Day | Fear & Greed 26 | Full Crypto Market Update

Bitcoin at $63,890 (₹60.5 lakh) on June 24 2026, down 1.1%. Fear & Greed at 26 (Fear). All crypto markets down ahead of US Federal Reserve rate decision at 2PM ET today — the biggest catalyst of the week. BTC support $62,500 critical. Full trade setup, ETH price, Fed impact analysis and top crypto news including Binance India KYC rules and Franklin Templeton DRIP ETF.

🔴 Indian Stock Market Today June 24 2026 — Sensex Falls 432 Points, Nifty 23,816 | IT -1.9%, Pharma Holds | Full Closing Wrap

Sensex falls 432 points to 75,768 and Nifty closes at 23,816 on June 24 2026. IT sector -1.9% as global tech sentiment remains weak post-KOSPI crash. Pharma +0.8% stays defensive. FII net sold ₹749Cr, DII bought ₹892Cr providing support. Bank Nifty at 56,620. Key support at 23,700. Full closing analysis, FII DII data and Thursday outlook.

FII vs DII India 2020–2026: How Domestic Investors Defeated Foreign Selling — Data Research [EarnFree]

EarnFree original research: FII vs DII flows in India 2020–2026. When FIIs sold ₹1.14 lakh crore in CY2024, DIIs bought ₹4.28 lakh crore — nearly 4x. Monthly SIP at ₹31,000 crore can absorb maximum historical FII selling with ₹1.72 lakh crore to spare. The FII-Nifty correlation has fallen from 0.75 (2010) to 0.30 (2026). India’s domestic capital now controls its own markets. Full data research.

SIP vs Fixed Deposit vs Gold vs Real Estate: 10-Year Returns Data Comparison for Indian Investors 2026 [EarnFree Research]

EarnFree original research: SIP vs Fixed Deposit vs Gold vs Real Estate 10-year returns in India. Nifty 50 SIP CAGR 12.4% vs FD 6.8% — SIP wins by ₹6.7 lakh on ₹10,000/month over 10 years. Bank FD at 30% tax bracket delivers negative real returns. Gold 11.2% CAGR. Full inflation-adjusted comparison table, portfolio allocation framework and data from AMFI, RBI, IBJA, NHB.

India’s Demat Revolution: 26 Crore NSE Accounts, 550% Growth Since FY20 — Full Data Analysis 2026 [EarnFree Research]

India crossed 26 crore NSE trading accounts in June 2026 — a 550% surge from 4 crore in FY20. EarnFree research: state-wise breakdown (Maharashtra 17%), mobile trading at 21% of turnover, SIP at ₹30,953 Cr/month (+16% YoY), 63 consecutive months of equity inflows, 88% F&O traders lose money. Full original data analysis with market implications.

📉 Vedanta Crashes 8% on ₹2,149 Cr Promoter Block Deal — Should You Buy the Dip? Demerger, Fundamentals & Technical Analysis | June 23 2026

Vedanta shares crashed 8% on June 23 2026 after promoters sold ₹2,149 crore via a block deal at discount, making it Nifty’s biggest loser. The Vedanta demerger into 6 companies is pending NCLT approval. Should you buy the dip? Full analysis — block deal details, fundamentals, demerger status, dividend history and technical levels.

🚨 KOSPI Circuit Breaker Triggered — South Korea Crashes 9%, SK Hynix -10%, Samsung -7.5% | Why India Sensex Fell 893 Points | June 23 2026

South Korea’s KOSPI plunged 9% on June 23 2026, triggering a rare market circuit breaker. SK Hynix fell over 10% and Samsung dropped 7.5% on AI chip demand fears and global tech selloff. India’s Sensex crashed 893 points and Nifty IT fell 2.08% in response. Full explanation of what happened, why it matters and India’s impact.

🚨 Binance India New Rules from June 22 2026 — Every Crypto Transfer Needs KYC Details | FATF Travel Rule | What You Must Do Now

Binance India new rules from June 22 2026: Every crypto withdrawal requires beneficiary full name, country, city and exchange name. Every deposit requires sender PAN/ID number and address. FATF Travel Rule under PMLA compliance. What Indian users must do now, what’s affected and full India crypto rules 2026.