๐ 28 June 2026 | EarnFree.in | XRP & Ripple
A viral headline on crypto.news this week says it plainly: โRipple is quietly becoming a bank.โ The company behind XRP has signed settlement-layer partnerships with JPMorgan, Deutsche Bank, and SBI Holdings Japan. Goldman Sachs disclosed a $150M+ position in the Bitwise XRP ETF. The XRP ETF crossed $1.3B in cumulative inflows with zero net outflow days. And CEO Brad Garlinghouse, while publicly slamming Michael Saylorโs Bitcoin funding strategy, dropped a bombshell: XRP holders may receive a โspecial arrangementโ in Rippleโs planned IPO.
๐ฆ Rippleโs Banking Buildout โ Complete Picture
| Partner | What Ripple Powers | Status |
|---|---|---|
| JPMorgan Kinexys | Cross-border settlement treasury | โ Live |
| Deutsche Bank | European payments infrastructure | โ Live |
| SBI Holdings Japan | Acquiring crypto exchange โ closes Oct 2026 | ๐ Closing |
| Singapore MAS | Cross-border settlement testing on XRPL | โ Live |
| Goldman Sachs | $150M+ in Bitwise XRP ETF | โ SEC disclosed |
| XRP ETF total inflows | $1.3B+ โ fastest to $1B after ETH ETF | โ Zero outflow days |
| Exchange XRP supply | -57% โ massive supply leaving exchanges | โ Bullish signal |
๐ฅ Garlinghouse Slams Saylor โ The Viral X Post
Ripple CEO Brad Garlinghouse went viral this week with a direct attack on Michael Saylorโs Bitcoin treasury strategy. Strategy (formerly MicroStrategy) currently sits on a $12 billion unrealised loss on its BTC position, with its preferred stock STRC hitting record lows. Garlinghouse called Saylorโs model โfinancial engineering built for a bull market, now spinning in reverse,โ arguing XRP delivers real cross-border payment utility that pure digital-gold narratives cannot. The post garnered 45,000+ retweets. Garlinghouse also hinted that XRP holders may receive preferential IPO access when Ripple goes public โ though no formal terms have been announced.
๐ฎ๐ณ XRP for Indian Investors โ Setup
- ๐ฐ XRP current price: $1.04 (INR โ โน87.5)
- ๐ข Accumulation zone: $0.95โ$1.10
- ๐ด Key support: $1.0462 (June 25 cycle low) โ do not close below
- ๐ฏ CLARITY Act target: $3โ$5
- ๐ Standard Chartered 2026 target: $8.00 on institutional ETF flows
- ๐ India angle: SBI partnership via SBI Holdings Japan is the clearest bridge between XRP and Indian banking system
โ ๏ธ Disclaimer: This is not financial advice. XRP is a highly volatile asset. Regulatory outcomes are uncertain. Always consult a SEBI-registered advisor before investing.
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