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IRFC OFS June 25 2026 — Floor Price ₹91, 1.86x Oversubscribed | Retail Bid Today | 5% Discount | How to Apply & Should You Bid?

IRFC OFS June 24-25 2026: Government selling 2% stake at floor price Rs 91. Day 1 (June 24) was 1.86x oversubscribed by institutions. Retail investors can bid today (June 25) with 5% discount to cut-off price. Green shoe option exercised — full 2% stake confirmed. 6th FY27 divestment raising Rs 16,480 crore total. IRFC fundamentals, 5.4% yesterday fall explained, how to apply and should you bid?

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JPMorgan Downgrades HCL Tech, Wipro & Tata Technologies — AI Disruption Warning | Is Indian IT in Structural Decline? Buy, Hold or Sell? | June 24 2026

JPMorgan downgraded HCL Technologies, Wipro and Tata Technologies on June 24 2026, citing AI disruption, cautious enterprise spending and geopolitical uncertainty. This follows Accenture’s guidance cut which crashed Infosys 6.5%, TCS 3.2%. Nifty IT down 4%+ in a week. Is this a temporary blip or structural decline? Full analysis — AI disruption thesis, stock-wise breakdown and buy/hold/sell verdict for Indian IT investors.

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EPFO 8.25% Interest Rate FY26 — Being Credited to 7 Crore Accounts This Month | How to Check EPF Balance Now | EPFO 3.0 UPI Update

EPFO 8.25% interest rate for FY2025-26 approved by Finance Ministry and being credited to 7 crore+ EPF accounts in June 2026 — third consecutive year at same rate. How to check EPF balance via UMANG app, missed call, SMS and UAN portal. EPFO 3.0 UPI ATM withdrawal coming soon. EPF vs PPF vs FD comparison and VPF strategy guide.

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RBI New Rules 2026 — Banks Cannot Force Insurance with Loans, Dark Patterns Banned, Refund Mandatory if Mis-Sold | Effective Jan 1 2027

RBI’s Responsible Business Conduct Second Amendment Directions 2026 — effective January 1 2027 — bans banks from forcing insurance with loans, prohibits dark patterns on apps/websites, makes refunds mandatory for mis-sold products, requires marketing consent, and ends aggressive incentive-driven sales. Influencers promoting financial products now also covered. What every Indian bank customer must know.

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NSE IPO 2026 Complete Guide — Date, ₹30,000 Cr Size, ₹5 Lakh Cr Valuation | LIC Largest Seller | Should You Invest? [EarnFree]

NSE IPO 2026 complete guide: DRHP filed June 17 with SEBI. India’s biggest-ever corporate listing at Rs 25,000-30,000 crore — 100% OFS. LIC is largest seller at 10.72% stake. NSE valuation Rs 5 lakh crore+. PAT Rs 10,302 crore FY26 with 55% margin. 92.99% cash market share, near monopoly in equity futures. IPO date timeline, key risks, valuation and should you invest? Full guide.

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📊 All Rates Today — June 24, 2026: Gold ₹13,665 | Bitcoin ₹52.32L | Sensex 76,991 | Petrol ₹111 | Dollar ₹95.20 | FD 7–9%

Complete rate dashboard for June 24, 2026: Gold ₹13,665/gm, Silver ₹2,60,000/kg, Petrol ₹111.18, Diesel ₹97.83, LPG ₹941.50, Dollar ₹95.20, Crude $83, Bitcoin ₹52.32 lakh ($62,660), ETH ₹1,39,050, Sensex 76,991, Nifty 24,022. FD rates, forex, home loans — everything in one place.

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⚠️ JPMorgan Downgrades HCL Tech, Wipro & Tata Tech — AI Disruption Warning for Indian IT | June 24, 2026

JPMorgan downgraded HCL Tech, Wipro and Tata Technologies on June 24, 2026 citing AI disruption, cautious enterprise spending and geopolitical uncertainty. This comes just days after Accenture’s guidance cut crashed Infosys 6.5%. Full analysis: what changed, how each company is responding, and what IT investors should do now.

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